Securing your loved ones

One of life's major concerns is what will happen to those you leave behind. For your own peace of mind, you want to be certain that your loved ones will be well provided for.

Tax considerations

Most countries impose inheritance and gift taxes, but there are often significant differences in the rates of tax and how they are applied. These rules will also vary if you are resident for tax purposes in one country but hold assets in another.

The domicile of the beneficiaries, and how that jurisdiction treats inheritance and gifts from a tax perspective, is a further matter for consideration.

Identfying the right solutions

In some countries, a trust may be the best solution for ensuring that your heirs are not tax-disadvantaged, while, in others, life assurance may be the optimal way to mitigate the effects of inheritance tax.

Our wealth planners will take these factors into account when guiding you through the complex maze of inheritance legislation and its country-specific tax consequences.