We offer a range of investment solutions that can be combined to meet your specific needs. The precise combination depends on how much time you want to spend investing and how intensively you wish to participate in investment decisions. As a complement to these solutions, we also offer various products that can be customised to fit your financial plan.
Our clients have access to a wide range of structured products.
A structured product is a flexible and tailor-made investment alternative that allows exposure to multiple asset classes, currencies and risk profiles. Risk and return potential differs across products ranging from a fully capital protected investment with a lower return potential to a full-risk investment with a higher return potential.
Outstanding structured notes
It’s all about better service, products and returns
Whatever asset class, geographical region, industry or management style you may be interested in, the chances are that we have a fund that fits your requirements.
Catering to all tastes
Nordea Investment Funds S.A.'s award-winning range comprises sub-funds, investing in a variety of instrument types and geographical regions, as well as a selection of traditional and alternative investment styles.
Nordea multi-boutique strategy
To deliver the best possible return for a given level of risk, we have two distinct categories within our fund range.
- Core products: these include funds that are managed with the aim of providing an above-benchmark return, but within certain predefined boundaries in order to avoid assuming too much risk.
- Alpha strategies: here the funds are run in a way that allows our own boutique asset managers a high degree of independence in order to maximise investment returns.
Internally, we have established segregated teams for key asset classes, allowing each team to focus on its primary activity: managing money. However, it is almost impossible for an asset manager to create alpha in all asset classes and regions using purely internal resources. In order to provide the best possible investment solutions for you, we have decided to team up with external asset management boutiques.
Employing a multi-boutique approach enhances the quality of our broad and diversified range of products. It also means that we can use the services of some of the world’s leading investment management companies on an exclusive basis. At the same time, we retain the flexibility to add boutiques when new investment opportunities arise or market needs dictate. The result? A wider choice of investment solutions by combining the capabilities of each boutique.
Combining scale with expertise
The success of this model comes from combining a boutique investment approach with the scale and stability of a larger organisation. We have positioned our boutiques around centralised support functions, such as client relationship services and product development. This structure gives a single point of entry to any of our boutiques and covers a wide range of listed asset classes and risk/return profiles.
Investment loans, one of our most common range of loan products, enable you to leverage your invested capital. Provided you are prepared to pay the price of borrowing the extra capital, an investment loan can boost the potential returns from an existing portfolio. You should be aware, however, that it will also increase portfolio risk.
Key Information Document (KID)
What is a PRIIPs KID?
The Packaged Retail Investment & Insurance (PRIIP) is a regulation from the European Parliament that is effective from January 2018. The regulation requires every products manufacturer and distributor to provide retail investors with a Key Information Document (KID) in order to strengthen investor protection and improve the investment decision and selection process.
Key Information Documents (KIDs) are documents designed to help investors to understand investment products’ behavior and support comparison with other similar investment products. The KIDs issued or manufactured by Nordea Bank S.A. are available below.
The PRIIPs (Packaged Retail and Insurance-based Investment Products) regulation aims to improve retail investor protection by:
- Providing basic pre-contractual information called KID (Key Information Document). The KID documents will provide you with key information on the investment product you may be interested in. It is not a Marketing material. This document will help you to better understand the nature, risks, costs and potential gains and losses of your chosen investment product.
- Improving the quality and comparability of information on the key features of investment and risk mitigating products (in particular on risk, performance and costs). The ability to better compare your selected investment products will increase your investor protection and make selections easier.
- The regulation also requires investment products to be explained in plain language, in order to allow the investor easier comparison between products.
The PRIIPs regulation has many similarities and overlaps with MiFID II but the big difference is that PRIIPs is specifically intended for retail investors (i.e. customers classified as non-professional customers under MiFID II). Furthermore, the regulation merely covers so called PRIIP-products.
A PRIIP is defined as an investment where the amount repayable to a retail investor is subject to fluctuations because of exposure to reference values or to the performance of one or more assets that are not directly purchased by the retail investor. Some of the following investment or risk mitigating products are included in the scope:
• Structured products
• Exchange traded products
• UCITS (delayed until 31 December 2019)
• Retail AIFs
• Insurance-based investment products
Under the regulation, manufacturers/issuers are obliged to produce a Key Information Document (KID) for each product in scope. The KID is a 3-page document which must be provided in the local language of the investor and be published on the company website prior to product being offered to retail investors. Any distributor or financial intermediary, who sells or provides advice about PRIIPs to a retail investor or receives a buy order on a PRIIP from a retail investor, must provide the investor with a KID.