Which investment risk profile suits you best?
Exposure to risk is a key element of all investment decisions. But what is your personal appetite for risk? By answering a series of questions about your investment goals, time frames and attitude, you can together with your advisor determine your most suitable risk profile – which will help you make the right investment choices for your situation.
Nordea’s five distinctive Investment Profiles:
||You prefer to minimise the fluctuations of your investment value and therefore accept modest wealth accumulation. You are also aware that even a modest wealth accumulation does not exclude that for a short period of time the value of your investment can decline somewhat or increase more than on average in the long-term.|
||You have a low risk tolerance, but you also wish for a moderate wealth accumulation. Therefore, you accept some decline in your investment in shorter periods of time in order to increase expected returns on your investment over time.|
||You strive for a somewhat higher expected return on your investment. Therefore, you accept fluctuations in your investment value for shorter periods over time to enable clear accumulation of your wealth over time.|
||You strive for high expected return and can tolerate large fluctuations in the portfolio value both on short and long term in order to enable clear accumulation of your wealth over time.|
|ReturnFocus||Your main objective is high expected return and you can tolerate large fluctuations in the portfolio value over time including negative portfolio value not only for a short period of time but also for longer periods of time. Therefore, you accept that time is needed for high average return to materialise into clear accumulation of wealth, i.e. you have a long investment horizon.|