Service Models

Together we assess your needs to find out which service model is most suitable for you.

Advisory Service Discretionary Portfolio Management Execution Service Advisory Service

Advisory Service

You want a trusted, experienced partner by your side, who listens to your ideas, follows the financial markets and finds the most suitable investment solution for you.

With our Advisory Service you will have an experienced Wealth Partner by your side, helping you to navigate today´s complex financial markets.

Together, you will discuss your investment objectives, your long and short term financial objectives, and your risk appetite. Based on this discussion, your Wealth Partner will find the most suitable investment solution for you, whilst you keep full control of your investments and will be the one taking the final investment decision.

With our Advisory Service you will benefit from Nordea's house view and take full advantage of Nordea's market knowledge and expertise.

Our Advisory Service includes strategic asset allocation advice, tactical asset allocation advice as well as an on-going monitoring of your overall portfolio asset allocation. Proactive input on a wide range of financial instruments means that you will always be able to make informed decisions.

You can select any one of our Services for a particular portfolio, and the Services can be combined to match your individual investment objectives. All of our services are available to Private or Professional investors.

Discretionary Portfolio Management

Portfolio management

Your time is precious, and you prefer to entrust your investments to Nordea’s experienced team of portfolio managers. Our dedicated professionals will manage your investment portfolio according to the investment risk profile selected by you.

Portfolio management is “discretionary”. That means our portfolio managers invest and manage financial assets on your behalf at their discretion by following clearly defined investment objectives.

We will make sure to provide you with a clear definition of the expected returns and risks in your portfolio over a period of time, based on your personal risk profile. Specifically, we aim to provide you with our view of how your portfolio is expected to develop, so that we can help ensure your expectations are met.

We offer three ways to manage your portfolio assets, depending on where and how you would like us to invest.

Why choose Classic Portfolio Management?

With our Classic Portfolio Management offer you get the benefit of Nordea's investment strategy, combined with our experienced portfolio managers' skills in selecting  individual securities.

Our portfolio managers invest in those individual securities within each asset class that they believe offer the best return potential. We continuously monitor the financial markets and adjust the asset allocation and the securities in your portfolio whenever necessary. 

  • Creation of investment returns - we look for the best securities to invest in within each asset class in an effort to create additional return for our clients. Investment returns are,  therefore, determined both by the developments in the financial markets and the security selection skills of our portfolio managers. 
  • Access to global investment expertise - the primary expertise of our portfolio management team lies in the selection of bonds and equities from Europe and the US. For other markets, we choose best-in-class investment funds. In this way, we are able to offer you optimal investment opportunities in every segment of the global financial marketplace.
  • Security selection - in order to find potentially attractive investments, we examine not only the general prospects of each business sector and geographical region, but also the relative prospects of companies or issuers within those sectors and regions. 
  • Active management - your investment is managed on a discretionary basis by our experienced portfolio managers, who continuously monitor the financial markets and implement the appropriate investment strategy on your behalf.

Multi-Manager Solution

Our Multi-Manager Solution offers you the benefits of Nordea’s investment strategy, combined with the expertise of some of the world’s best fund managers.

Our Multi-Manager team analyses a universe of more than 61,000 investment funds to select the best-in-class managers to invest in.

We will then invested your portfolio in these funds, in line with the investment strategy that we have agreed with you. Depending on your needs, there are several options available:

  • Moderate, Balanced or Growth profile, each of which contains an appropriate mix of funds that invest in a variety of securities and markets.
  • Total Return profile, which provides portfolio stability in volatile times and aims to deliver consistent positive returns in all market conditions.
  • Equity profile, which focuses purely on equity funds.

You can invest in the Multi-Manager Solution either via a discretionary portfolio management mandate or a UCITS Fund of Funds.

Download material on the UCITS Fund of Funds:

Download Key Investor Information Document (KIID) from - Investments Fund (Go to Download Centre - Choose tab KIID/ Prospectus - Select 'Nordea fund of Funds SICAV' as fund company - And select the country you are resident in.)


Tactical Allocation Solution

Our Tactical Allocation Solution offers an investment in global financial markets where the focus is strongly on the overall asset classes and market movements – not on stock picking.

  • Active management - our investment specialists monitor the investments, adapt them to market conditions and manage the risk of the overall portfolio. In terms of individual holdings, the focus is on index-tracking securities.
  • Index-tracking securities aim to replicate the returns of the respective indices that they track. The advantage of using index trackers, therefore, is that investors are only exposed to the risk inherent in the relevant index.
  • Focus on asset allocation - academic studies have shown that the asset allocation decision is the primary determinant of a portfolio’s performance. Our Tactical Allocation Solution is based on this principle and focuses solely on asset allocation for providing the appropriate return profile for clients.

You can invest in the Tactical Allocation Solution either through a discretionary portfolio management mandate or a UCITS Fund of Funds. The Tactical Allocation Solution is available in two risk variations: Conservative and Balanced.

Download material for the UCITS Fund of Funds:


Execution Service

Execution service

You have plenty of good ideas about what to buy or sell, and want fast and reliable access to an Execution Service with professional traders and an open platform.

Our Execution Service offers you direct access to experienced traders with fast and reliable access to international financial markets.

The Execution Service is based on your instructions and is limited to the execution, reception and transmission of orders on a range of instruments. When you opt for this Service, investment advice will not be provided. 

Our experienced traders may however provide you with trading information concerning the given instrument and the issuer, and they will perform an appropriateness test in order to ensure that that the instrument being traded is appropriate to your knowledge and experience.

Your Wealth Partner is always available to advise you on our general banking services, she/he won’t give you any advice on specific investment transactions nor execute any orders for your Execution Service portfolio.

You can select any one of our Services for a particular portfolio, and the Services can be combined to match your individual investment objectives. All of our services are available to Private or Professional investors.

Our Execution Service is for you if:

  • you want fast, direct execution of orders without any additional investment advice
  • you have good knowledge of financial markets
  • you have experience of trading and a clear understanding of how this Service fits into your overall investment objectives
  • your portfolio is managed by an External Asset Manager